Bankruptcy lawyers in Naperville can handle a variety of different legal concerns regarding debt and credit. Whether they are working with a personal or business client, they offer in-depth legal advisement as well as comprehensive representation to resolve a variety of different debt concerns.
Some of the practice areas a bankruptcy attorney Naperville professional specializes in are:
* Creditor lawsuits
* Wage garnishments
* Vehicular repossession
* Home foreclosure
* Creditor harassment
There are different types of bankruptcy available; however, consumer bankruptcy involves either Chapter 7 or Chapter 13 bankruptcy. A consultation with an attorney can provide insight into which type of bankruptcy a debtor is likely to qualify for.
Chapter 7 Bankruptcy
Chapter 7 bankruptcy removes almost all types of unsecured debt including medical bills, personal loans, and credit card debt. Chapter 7 bankruptcy offers a fresh start and eliminates creditor collection, wage garnishment, and other extreme debt concerns. An evaluation by a bankruptcy attorney can help the consumer find out if they are eligible to file for this type of bankruptcy.
Chapter 13 Bankruptcy
In Chapter 13 Bankruptcy, consumers can create a plan to consolidate their debts and pay them off over time. Still, they must prove that they have enough disposable income to be able to do this. The primary stage involved in finding out if Chapter 13 is the best option is to set up an evaluation with an experienced bankruptcy attorney.
Scheduling a consultation with an attorney is the first step in receiving bankruptcy assistance. By contacting a legal professional, it is possible to get the comprehensive legal services needed for a successful bankruptcy case. You can visit Chicago Debt Solutions and their Facebook page for more information.
