If due to a physical or mental disability, you are unable to work and earn an income, disability benefits are available. Many disabled people in Kansas City rely on the financial lifeline to help support themselves and their family. Becoming disabled is something that would rarely even be thought about by healthy people, but the chances are greater than you might think. Based on Social Security estimates, three out of every 10 workers become disabled before reaching retirement age.
Although disability benefits are available, getting them is much easier said than done. The entire claim process is complex. As attorneys that specialize in Social Security law work on a contingency fee basis, many claimants find it to be advantageous to be represented.
What Benefits are Available?
Disability benefits are available through two programs. Social Security disability insurance is available to people that have worked and paid FICA tax. Supplementary Security Income is available to disabled people with few resurges and little or no income.
SSDI (Social Security Disability Insurance) This program is available to those people that have a severe physical or mental disability that will keep them from working for at least one year. To win a claim, the worker must have paid into the system for a specified number of years and have accumulated enough work credits.
Also, the claimant must be a citizen or permanent resident of the US, not yet reached retirement age, and meet the disability definition established by Social Security.
SSI (Supplemental Security Income) This program is based on need, it is primarily applicable to people that are visually impaired, aged and disabled and have few assets and limited income. Although SSI is administered by the SSA, the funding comes from federal general tax revenue.
If you have a physical or mental health problems, Social Security disability benefits can help. To learn more, contact the Grundy Disability Group, LLC in Kansas City, visit them at http://www.grundydisabilitygroup.com/.
