Flooding is one of the most common causes of damage to homes. You don’t need to live near the ocean to be affected by a flood. Lakes and streams have been known to cause serious damage to homes under some conditions. Flooding can also occur when new buildings are being constructed in the area. Because a homeowner has a 25 percent chance of being a flood victim, it is important to have insurance. The typical homeowners insurance policy, though, does not cover flooding from water that originates outside the home. To protect your home from flooding, you need Flood Insurance in Conroe TX.
There doesn’t have to be a substantial amount of water to cause serious damage to your home. Just a few inches of water in your house can ruin your floors and your furniture. In most cases, the government does not provide funds to assist flood victims. When they do, there is typically not enough money available to help every homeowner restore their property to its pre-flood condition. Without the right insurance policy, you may have to pay for the damage out of your own pocket.
Flood Insurance in Conroe TX can help you make the necessary repairs after high water damages your property. In addition to replacing your carpet or hardwood flooring and your furniture, having flood insurance will guarantee that you will get a proper inspection of your home to make sure there is not mold that could make your family sick. If mold is found, your insurance will provide the funds to clean and repair any damage.
Most mortgage companies do not require their customers to carry flood insurance unless they live near a large body of water. If you recently purchased a home or are in the process of shopping for a new home, contact Metro Allied Insurance to find out how adding flood insurance to your homeowners insurance policy will give you the added protection your need. Whether your property is damaged by a broken pipe inside your home or a broken sewer line outside, you will be protected if you add flood insurance to your policy.
