You know you need car insurance, but do you really know what to look for when you request a quote? It is important to know the state minimum requirements for Car Insurance in Brighton as well as the optional coverage choices that you have before you try to compare quotes from different insurance companies. What may seem like a better deal due to the price may actually be more expensive if you are comparing completely different types of coverage.
Massachusetts requires all drivers to have a minimum amount of insurance to cover your medical costs and the cost to repair any damage that you cause in an accident. The coverage levels that are required by law are sometimes too low to sufficiently cover the costs of an accident. Many drivers, therefore, elect for higher coverage amounts.
Other options, including collision coverage to cover the cost of repairs to your vehicle if you are in an accident and comprehensive coverage to pay for damage caused by anything other than an accident, are available at an additional charge. It may be beneficial to get quotes with and without these options so you can compare the differences as you decide on the best insurance policy for your car.
Based on the number of miles you drive your vehicle per day, your occupation and the number of cars you own, you may be eligible for discounts on your Car Insurance in Brighton. Be sure to share your personal information with the agent or the insurance company when you request a quote so they can apply any applicable discounts.
Shopping for insurance with an agent such as Sawyer Insurance Agency Inc Brighton. may make the process easier. When you work with an agent who can give you quotes for multiple insurance companies, a lot of the legwork is done for you. Be advised, though, that some agents only work with a few insurance companies and cannot get quotes from all of the insurers in Massachusetts. If you want to save time by using an agency, you may have to select the agent carefully or visit their website at to get a sufficient number of quotes to compare.
