Types of Personal Injury Insurance Settlements

by | Sep 22, 2014 | Personal Injury

When you are working on your case with a personal injury lawyer in PA, it’s important that you understand the types of insurance settlements that exist in personal injury law. There are the negotiated settlements, first of all. This is when you and the other party settle the case for a certain amount out of court. Usually during these cases, the defendant will attempt to settle for less than what you should receive for your injuries. Structured settlements are when you get compensation due to a court order and instead of receiving a lump sum, you’ll get the funds in installments.

Business Injury Liability

Another type of settlement you can get with the help of a personal injury lawyer in PA is business injury liability. This is the kind of settlement you would get if you were injured while at a business. If the business is proven to be liable, you’ll receive a settlement. This would also apply to businesses that made products which were faulty and that caused harm.

Worker’s Compensation

For employees who were injured on the job and had to be out of work temporarily because of it, you’re entitled to worker’s compensation benefits. With this kind of personal injury settlement, you receive money to assist you with medical expenses, household bills. This will help to make up for the weeks or months you missed at work. Some employers attempt to deny worker’s compensation to injured employees and if this is your situation, you need to contact a personal injury lawyer in PA.

Car Injury Settlements

These are settlements that you receive following a car accident that caused your injury. In order to ensure that you get the best settlement, you need to collect as much evidence as possible during the case and cooperate with your lawyer by giving truthful information to them. Also be aware of how the defendant will try to negate your claims and be prepared to answer any rebuttals.

Personal injury settlements not only help you recover financially but they make the guilty party pay for the injuries you suffered. A personal injury case could take weeks or even months to be settled depending on the case, so patience is necessary. Never personally attack the defendant verbally and leave most of the hard work to the lawyer to avoid problems in the case. Remember, a lawyer is there to help you and can only do their job if you are open and honest with them every step of the way.

If you need a personal injury lawyer in PA you can contact Alpern Schubert P.C. at http://www.alpernschubertlaw.com or call 412-765-1888.

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