Currently Browsing: Roofing

Understanding a Certificate of Insurance that Roofers in Oro Valley AZ Should Have

Understanding a Certificate of Insurance that Roofers in Oro Valley AZ Should Have
Hiring Roofers Oro Valley AZ requires doing a bit of research to make sure the roofers have the insurance and qualifications to legally conduct business. One aspect to researching roofers is verifying the existence of a license in good standing. Some states require this license and others make it optional. Also, it’s very important to only hire roofers that have valid proof of insurance. One such company to look into is Ralph Hays Roofing Oro Valley AZ. The roofers at this company can handle both residential and commercial roofing services. Although certificates of insurance can vary, most have the basic information necessary to prove the existence of coverage. Insurance certificates for roofers contain details about insurance policies. These are issued upon renewal of a policy to provide this information to third parties, or certificate holder/requester. The person hiring a roofer is a certificate holder. When requesting a certificate of insurance from a roofing contractor, only accept this document from an insurance agent. Don’t ask a roofing contractor for it. This will help to protect against false certificates. Simply ask the contractor for the name of his insurance company so you can contact the company directly. A typical certificate of insurance for liability insurance will have the name of the producer. This is the insurance agent or broker that issued the certificate and sold the contractor his insurance policy. Other standard information listed on this document includes the name of insured, types of insurance, policy form, companies affording coverage, policy effective date, policy expiration date, limits of insurance, and notice of cancellation. The existing coverage limits should meet the contract requirements. Some coverage limits listed on a certificate of insurance include limits on each occurrence, damage to rented premises per occurrence, medical expenses for any one person, and general aggregate. Also listed are limits for personal and advertising injury along with products/completed operations aggregate. An aggregate limit is the most that will be paid for insured losses during a policy period. Understanding insurance terms and legalities related to roofers can be complex and in depth. By learning one aspect at a time, you can educate yourself on the types of insurance coverages a roofers needs before working on your roofing system. Click here for more information. Be the first to like. Like...
read more

Signs that it is Time for a Re Roof in Hitchcock, TX

Signs that it is Time for a Re Roof in Hitchcock, TX
One of the things that most homeowners dread the most is having problems with their roofs. Proper maintenance is important in order to extend the lives of roofs, but even with maintenance, replacement will likely be eventually necessary. The roof is an important part of a house, and when there are problems, they can lead to damaged drywall, wood rot, soaked and ruined carpeting, mold, and other damages. Even a small leak can lead to a lot of major problems and end up costing a lot of money to repair. Often, it is more economical to have it completely replaced if there are too many repairs needed. There are certain signs that it is time to Re roof in Hitchcock TX. For instance, if the shingles are curling or cracking, it is a good sign that a homeowner needs a Re Roof in Hitchcock TX. When this is happening to shingles, it means that they are no longer doing their job, and they need to be replaced. At this point, it would only take a small gust of wind to blow them right off the roof. When shingles fall off, it is likely that the tar has worn off. Shingles can get weak because the granules come off, and the harsh UV rays of the sun can also weaken roofing shingles. Repairs can be done, but they will probably have to be done over and over again, and it would ultimately cost less to Re Roof in Hitchcock TX. Another sign of roof damage is when there are damp areas in the attic, or dark spots on the ceilings. There are many things that can cause dampness, including underlayments or felt paper that is not installed properly, flashings that have rotted over time, and rain that is blown in by the wind. Ice damming is also a cause of this problem, and leads to the need for a Re Roof in Hitchcock TX. Homeowners who think that they may have roofing issues need to contact professional roofing contractors. They can tell whether or not repairs are needed, or if a new roof in Hitchcock, TX will be necessary.                     Be the first to like. Like...
read more
Page 20 of 20« First...10...1617181920