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WHY SHOULD ONE INVEST IN MUTUAL FUNDS?

WHY SHOULD ONE INVEST IN MUTUAL FUNDS?
Mutual funds are emerging as an investment option. When we talk about mutual funds, people are still reluctant to invest money in it. However, if we compare with other kinds of investment, mutual funds are among the best options one can choose. Basically, mutual funds are pooling of assets. The funds collected from a variety of shareholders are invested together by the fund manager to gain maximum returns out of them. The returns that we get from our money invested are totally dependent on the type of fund we choose. The top five reasons to choose mutual funds over any other form of investment are: 1. Diversification of funds: Mutual fund involves the pooling of assets i.e. money is collected from many people and invested in a common pool. You can even choose a variety of investments in order to avoid the risk associated with investing in a particular one. Hence, this diversification will save you from the non-performing or poor performance of a particular investment. 2. Management of the funds: Management of mutual funds requires a lot of skills and knowledge about it. The best one can do is hand over the decision of management to the portfolio manager who will professionally manage your funds. The portfolio manager will exactly know when to buy the investment and when to sell it. 3. Easy to invest in: Mutual funds are one of the best options to invest in, and the process to invest in it is also easy. They are available through many banks, financial firms, investment firms, and trust companies. 4. Many investment options: As Mutual funds have a variety of options to choose from, one can choose the investment as per his/her needs. Like a short-term investment for short-term goals such as a car, planning a particular vacation etc., and a long-term for retirement benefits, children’s higher education etc. 5. Liquidity: Mutual funds offer liquidity option with i.e., you can withdraw your money when needed. Your money will not get blocked by it. For a further detailed approach on why mutual funds are a better option, you can view the site https://m.timesofindia.com/articles/why-should-you-invest-in-mutual-funds/articleshow/24183043.cms Every investment has an inherent risk associated with it; mutual funds are no exception to it. The best one can do to reduce the risk is through skilful and professional management. 1 person likes this post. Like...
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How the NAV Can Affect the Mutual Fund Investment

How the NAV Can Affect the Mutual Fund Investment
If you are new to investing, you may not fully understand the NAV of mutual funds. In fact, this is a concept that hasn’t been widely understood by the investment community for a while. This is clear because of the fact that many mutual funds are collecting huge corpus in the New Fund Offers, and in the past, the schemes were negligible. Learning more about the NAV and its effect on your investment can be beneficial. Definition of the NAV NAV actually stands for Net Asset Value. This is the sum of the market value of all shares that are held in a portfolio, which includes the cash, minus the liabilities and divided by the number of outstanding units. As a result, the NAV is really nothing more than the book value of a mutual fund. The Impact NAV has on Returns When thinking about the NAV of mutual funds, you should underst and that just because a mutual fund has a lower NAV, it doesn’t automatically mean that it is going to provide better returns. It is the quality of the fund that is going to make a huge difference in the returns that you receive. The fact is, understanding the process used to invest in mutual funds can be quite confusing. In fact, the NAV of mutual funds is just one factor that has to be understood and figured out. As a result, investors who aren’t confident in their ability to navigate these technical waters alone should consider hiring a portfolio manager. They can ensure that you make investments that are going to help grow your portfolio. Be the first to like. Like...
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How To Make More Money By Investing In Mutual Funds

How To Make More Money By Investing In Mutual Funds
Mutual funds have become highly popular due to the reason that it is usually considered by investors as the effective means and safe platform for generating huge money. One of the important reasons why you need to invest your money in mutual funds is that the professional management which you obtain from it. If you are an avid investor or beginning investor who does not have sufficient time to manage their investments, you can give all these to the professional who can manage all assets on behalf of you. In a mutual fund, there will be a professional who will be able to manage the analysis, securities, and even questions at the right time to sell or buy stocks & bonds. This ensures to be highly beneficial for plenty of investors. By investing your money in the mutual fund, you are provided with the comfort of doing selection through a simple mouse click. There are plenty of mutual funds for your consideration; so, you must do proper research on which kind of investment strategy suits you as an investor. Some of the certain things which you need to look for in the specific type of mutual funds is whether it has fewer risks, the time you have to wait for and profits over the money you need. You can easily speak with the fund manager who is able to adjust your investments as per your preferences. Not only investments & people who are nearing the retirement age can get benefits from the mutual fund, even the young generation can also avail of the extensive advantages through Investing in Mutual Funds. A mutual fund provides lower risk in handling your investments just because of diversification. As mutual fund involves different kinds of investment strategies or securities, your risk factor of losing money is very low. If one technique falters or does not work, then you can yet try for other strategies which are working well to gain more amount. Be the first to like. Like...
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Best SIP Funds: An Overview in India

Best SIP Funds: An Overview in India
Mutual Fund investments require a lot of market risk and understanding. In India most of Mutual Fund Investments are done via NBFC for investors who are individuals, Firms or Company. Systematic Investment Plans are one type of Mutual Fund investments that require an investment for a particular amount and time that is predefined. These are often the most commonly invested schemes in India. There is a variety of short term and long term SIP Mutual Funds that may include Equity Funds, Debt Funds etc. The brand value of these schemes attracts investors. Companies like Kotak, State Bank of India, ICICI, ABSL and L&T are notable names in the Best SIP Funds. The other key factors are the performance of the scheme in the year before and also in the long run along with the variation of the schemes with accordance to the present market scenario, government policies and expenses rendered to the flexibility of the same as well. The SIP schemes available in the market are often compared and studied by investors to make sure they invest in the Best SIP Funds suitable for them. Now a days, SIP Mutual Funds have been made easy for the layman by the various comparing websites and online SIP schemes available. One can decide upon the best Mutual Fund SIP by the chart of best SIP Funds as provided by notable market analysis and experts. The top five Best SIP Funds in India now are, SBI Blue chip Short term funds Kotak Select Focus Fund L&T Emerging business fund L&T Midcap Fund Mirae Emerging Bluechip Fund Investment in these SIP funds are comparatively less risky than the investment in other mutual funds that haven’t yet earned the tag of being stable and trustworthy. The goodwill of the companies along with the flexibility of these schemes makes them the best SIP funds in India. Be the first to like. Like...
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Best long-term investment options in India

Best long-term investment options in India
If you have been considering a major long-term decision with regards to investments, it is crucial to be well-acquainted with the options currently available for you. Any long-term investment is usually deployed throughout a period of at least 5-6 years or even more than 10-15 years at times. Public Provident Fund (PPF)- It is one of the best and safest options, which is also tax-free. PPF account opened in any bank or post office will have your money locked in for a period of 15 years and will earn compound interest. However, less liquidity is a minus point. Mutual fund- It is preferred by those who want to invest in equities and bonds with a balance of risk and return. In recent years, it has emerged to be very popular. Direct equity or share purchase- if you know how to analyse a share or stock before buying, then this is most profitable option for you in the long run. Even though it involves risks, if you can invest for a long term of more than 15 years, higher returns are expected. Real estate investment- a booming industry in India, real estate has huge prospects in all the major sectors like housing, commercial, manufacturing, hospitality, retail, etc. Real estate investments in India guarantee a return of 30% to 100% annually, though you have to do adequate research to earn maximum profits. Company fixed deposits- company FDs are preferred to bank FDs for their higher interest rates. You have to carefully choose the period of investment since you cannot withdraw the cash prior to maturity. These are not covered under any insurance benefit and are also not governed by the Reserve Bank of India. Investing in gold- it is a preferred option as it ensures liquidity. You can invest in any format like Gold deposit scheme, Gold ETF, Gold bar, Gold mutual fund, etc. With more than 10-15 years point of view, the return will surely be good. Be the first to like. Like...
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